Buyers

 

Buying a home is like running a marathon.


At times you will wonder why on earth you are doing it but once you have completed it you will think it’s the best thing you have ever done.

Instead of a medal and sore legs at the end…you get a set of keys to your own home…..what can be better than that?

Along the way there may be a few bumps but we are here to help minimise those and guide you through the process. Buying a home should be an exciting experience, not a stressful one. 


Beating the stress.

The best way to make the buying procedure easier is to understand the process and know exactly what needs to be done and when.

There are of course, various stages of the buying process and we will constantly keep you updated and informed so you know exactly what is happening elsewhere in the chain and, more importantly, we will let you know what is required from you. 


Finances – we are refreshingly different.

It’s very rare for a buyer to start looking for a property without having first looked into their finances to establish their budget. 

We are not going to patronize you and force you to sit in front of a financial adviser to ‘qualify you’. 

We sell property not mortgages!

Should you need it, we are more than happy to pass on the details of good advisers we have met along the way, on our extensive journey.

Just speak to a member of staff. 


Stamp Duty – How is this calculated? 

Under the new rules you may pay stamp duty at different rates, depending on the purchase price.  

 

Purchase price of Property Rate of Stamp Duty
£0-£125,000 0%
£125,001 - £250,000 2%
£250,001 - £925,000 5%
£925,001 - £1.5 million 10%
Over £1.5 million 12%
 


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